State Farm is similar. As long as they don't pay, they don't care and even when they do pay there is a staggered ladder that defines when and how much your rates go up. I think 2 accidents or > $5K in damages gets you a 5% bump for three years or some such thing. I got hit last spring while I was waiting at a red light and there was around $1,500 in damage. I just got my renewal notice yesterday and the rates were actually $10 lower than the current six months. It even still shows the accident free discount. --rick Wayne Johnson wrote: >BTW, Allstate allows 2 incidents (moving violations or accidents) before >raising their rates. > >Adam Maloney said: > > >>>So, now, you can say that any way you look at it, you're going to have >>>to bend over and take it without Vaseline or even a grope before hand. >>> >>> >>Yes, there will be no KY and no reach-around. It's like a Tiajuana >>prison over here. >> >>We'll see what the police report gets me. >> >> >>_______________________________________________ >>TCLUG Mailing List - Minneapolis/St. Paul, Minnesota >>http://www.mn-linux.org tclug-list at mn-linux.org >>https://mailman.real-time.com/mailman/listinfo/tclug-list >> >> > > > > >_______________________________________________ >TCLUG Mailing List - Minneapolis/St. Paul, Minnesota >http://www.mn-linux.org tclug-list at mn-linux.org >https://mailman.real-time.com/mailman/listinfo/tclug-list > > _______________________________________________ TCLUG Mailing List - Minneapolis/St. Paul, Minnesota http://www.mn-linux.org tclug-list at mn-linux.org https://mailman.real-time.com/mailman/listinfo/tclug-list